Fergusson Law

5 Steps To Buying A Property in Scotland Buying a home, whether it is your first time or your 10th time should be exciting. One way to remove some of the stress of buying a property is to be organised and understand the process you need to follow. Work out your budget. Arrange a mortgage if required. Choose a solicitor. Find your perfect home. Buy a property and complete the transaction. Budget For Your Home There are always some amazing properties for sale in Scotland and it is easy to get drawn into looking at homes that are outwith our budget. If you are serious about buying a property the best place to start is to work out your maximum budget before looking. Total your savings to the mortgage value you will be allowed to borrow based on your salary and commitments. Before speaking with a mortgage adviser there are online tools that will give you an estimation of the amount you can borrow. From this total amount you will need to save some for fees and expenses: S